Storm Damage & Insurance for Landlords & Rental Property Owners
Fast, documented repairs on $60,000 to $120,000 rental houses, one contact for every roof you own, and straight talk on insurance for rentals. Specifically, hail and wind damage hit austin hard every spring. we inspect fast, document thoroughly, and work directly with your insurance adjuster from start to finish.
Who's this inspection for?
Takes about 60 seconds. Free inspection, no obligation.
- Claims handled start to finish
- Tailored scope
- Written scope with photos
Why this combination
Storm Damage & Insurance tuned for landlords & rental property owners.
This page is for landlords who own one rental house or a few dozen, small portfolio investors, out-of-state owners with Austin properties, and the property managers who look after rentals for them. It applies to single-family rentals in Windsor Park, Crestview, Allandale, Barton Hills, North Austin, Onion Creek, and Circle C, to houses in Kyle, Buda, and Pflugerville, to duplexes and small multifamily in San Marcos and Pflugerville, and to student housing in San Marcos and rentals near the fort in San Marcos. If you have paid for the same leak to be patched twice, or found out about hail damage from a tenant six months after the storm, this is written for you.
Within that, storm damage & insurance is one of the workstreams (5 total) we run for landlords & rental property owners. The scope, cadence, and reporting are tuned to the operational reality of this audience — not a generic roofing checklist.
How we approach it:
Storm claims across the portfolio
After a hail or wind event, we inspect every affected property, tarp active leaks, and document damage per building with photos and test squares. We meet the adjuster at each property and walk the evidence. Before anything is filed, we help you find out whether each policy is replacement cost or actual cash value, what the deductible is, and whether the damage on that roof is worth a claim against it. We are not public adjusters and we never promise an outcome. We make sure each claim is presented properly and nothing is missed.
What goes wrong
Common storm damage & insurance failure modes for landlords & rental property owners
Failure patterns we see across landlords & rental property owners accounts — the ones our scope is designed to prevent.
The tenant texted a photo of the ceiling
A tenant-reported leak has to be handled fast, for the tenant and for the drywall. It also has to be handled right, because a leak that comes back is a tenant who stops paying on time. We prioritize active leaks, coordinate the visit with the tenant, find the actual source instead of the closest tar bucket, and fix it once. You get photos of the problem before we start and photos of the repair when we are done, with a fixed-price invoice you can file against the property. You approve by text. The tenant deals with us.
Over-investing in a $75,000 house
A full replacement runs $9,000 to $18,000 on a typical house. On a rental worth $60,000 to $120,000, that can be a quarter of the building's value and a year or more of rent. Sometimes it is the right call. Often it is not. A $300 to $800 repair that keeps the tenant dry for five more years is usually the better business decision, and we say so. When a roof is really done, we lay out the honest options: repair and buy time, replace with a standard architectural shingle, or replace through an insurance claim if the damage supports one. Your call, with real numbers and photos.
Insurance on rentals works against older roofs
Landlord policies are where owners get surprised. Many are written as actual cash value, so a claim on a 20-year-old roof pays the depreciated value, not the cost of a new roof. Carriers are sending non-renewal letters on older roofs across the East Austin. Hail claims get denied as wear when nobody documented the roof before the storm. And storm-chasers work rental blocks hard, offering tenants and owners a free roof and a waived deductible, which is illegal in Texas. We explain ACV versus RCV, the deductible, and depreciation holdback in plain terms. We never promise a claim outcome. On an approved claim your cost is usually your deductible.
Six roofs, six tenants, one phone
Owning several rentals means several roofs of different ages, several tenants with different schedules, and no record of any of it. Most owners find out a roof has a problem when the tenant calls, and find out it had hail damage when the claim window has already closed. Check your policy, but many windows are around a year from the date of loss. One contact who knows every roof you own, has photos of each one, and can tell you which building needs attention this year is how you stop managing roofs by emergency.
Storm Damage & Insurance scope
What landlords & rental property owners typically engage us for
Every landlords & rental property owners engagement we run pulls from this scope. Mix and match per property.
Storm Damage Inspection
Insurance Claim Assistance
Hail Damage Assessment
Emergency Tarping
Wind Damage Documentation
Adjuster Meeting On-Site
Claim Paperwork Management
Storm Damage Repair & Replacement
Landlords & Rental Property Owners coverage
Cities we run storm damage & insurance for landlords & rental property owners in
Click any city for the local context, pricing band, and recent projects.
Storm Damage & Insurance in Austin
Home base on Rainey Street. Central-city bungalows and ranches from the 1930s–60s, 1970s–90s subdivisions north and south, new construction on the edges. Repair first, insurance explained plainly, Will on every inspection.
Storm Damage & Insurance in Pflugerville
Northeast of Austin along SH-130 and I-35. Mostly 1990s-and-newer subdivisions under HOA rules, reaching first replacement together. Hail and wind off open ground.
Storm Damage & Insurance in Kyle
Along I-35 south of Austin. Plum Creek and 2000s-and-newer subdivisions reaching first replacement under HOA rules; storms from the southwest often hit Kyle before Austin.
Storm Damage & Insurance in Buda
Small-town core along Main Street, 2000s-and-newer subdivisions on the edges under HOA rules, and southwest storms that arrive early.
Storm Damage & Insurance in San Marcos
Texas State University town with a historic downtown, a large share of rental housing, and newer subdivisions on the edges. Landlords and property managers are a big part of the work.
Storm Damage & Insurance in Pflugerville
Northeast of Austin along SH-130 and I-35. Mostly 1990s-and-newer subdivisions under HOA rules, reaching first replacement together. Hail and wind off open ground.
Storm Damage & Insurance in Georgetown
A historic downtown square under preservation review, Sun City and other 2000s-and-newer communities reaching first replacement, and open ground that gives wind a clear run.
Storm Damage & Insurance in San Marcos
Texas State University town with a historic downtown, a large share of rental housing, and newer subdivisions on the edges. Landlords and property managers are a big part of the work.
Storm Damage & Insurance in Kyle
Along I-35 south of Austin. Plum Creek and 2000s-and-newer subdivisions reaching first replacement under HOA rules; storms from the southwest often hit Kyle before Austin.
Bundle scope
Other services landlords & rental property owners bundle with storm damage & insurance
Most accounts run two or three of these together — one project lead across all of it.
From the field
Storm Damage & Insurance guides
Local writing on storm damage & insurance from our Austin crews.
Insurance Claims
Why Insurance Denied Your Roof Claim in Austin — and What to Do Next
Roof claims in Austin get denied for a handful of predictable reasons — wear and tear, missed filing windows, thin documentation. Here's what each denial letter actually means and the steps that give you a fair second look.
Read articleStorm Damage
Hail Damage: How to Tell If Your Austin Roof Was Actually Hit
Not every storm damages a roof, and not every dent is hail. Here's how to check your Austin roof for real hail damage — from the ground, the gutters, and the soft metals — before you call anyone.
Read articleMaterials
Class 4 Impact-Resistant Shingles: Worth It in Texas?
Class 4 shingles cost more up front and may earn an insurance discount every year. In a hail belt like Austin, here's how the math and the trade-offs actually work.
Read articleStorm Damage
Storm Chasers vs. Local Roofers: Red Flags After a Austin Storm
After a big Austin hailstorm, out-of-town roofing crews flood the metro. Some are fine. Some will leave you with a bad roof and no one to call. Here are the red flags — and the questions that separate the two.
Read articleQuestions
Storm Damage & Insurance for landlords & rental property owners — frequently asked
Combined questions specific to this audience and this service line.
12 of 12 questions
Adjacent playbooks
Other audiences we run storm damage & insurance for
If your operating profile blends across audiences, these playbooks may also fit.
Storm Damage & Insurance for Austin Homeowners
Repair-first honesty, insurance explained in plain English, and a crew based on Rainey St downtown. For the older houses on the Texas side of the metro.
Storm Damage & Insurance for Homeowners After a Storm
What to do in the first 48 hours, what your deductible means, ACV versus RCV, the adjuster meeting, and why you should not sign anything on the porch.
Storm Damage & Insurance for Commercial Property Managers
Flat and low-slope roofing, documented inspections, and storm response that keeps tenants operating.
Free Inspection · No Obligation
Ready to talk storm damage & insurance for your landlords & rental property owner project?
Free on-site inspection, written scope with photos. Typical range: Claims handled start to finish.
- Free inspection with photos, no obligation
- Repair first: if it's a $300 fix, we'll say so
- On an approved claim your cost is usually your deductible
Who's this inspection for?
Takes about 60 seconds. Free inspection, no obligation.
Tailored scope
Written specifically for landlords & rental property owners.
Licensed & insured
Texas. Certificates of insurance on request.
Named project lead
One contact across the full engagement.